After The Event Insurance Providers
After The Event Insurance Providers
Paul Levy CEO of Beth Israel Deaconess Medical Center
My company health insurance has canceled my contract after submitting applications.?
I asked a policy Individual Health and signed in good faith that the information was complete to the best of my knowledge. I also agreed to acquire all files at my supplier. I then had a cardiac event of emergency which has resulted in $ 20k + claims. I then canceled the policy after 5 months that I qualified for insurance through my employer. I just received a letter advising me that I not fully disclose all of my health history for the past 10 years, at my request, they are canceling my policy as if it were never been in force. I am now faced with $ 20k + in bills and I'll start the appeal process. How do I respond to specific questions they claim I did not disclose? One example is sleep apnea, which I have never been diagnosed and never received treatment, but participated in a sleep study to see if I had.
~ ~ Send a letter with acknowledgment of receipt indicating that you want a list of all the things they say you did not disclose, and where they received the information. I do not think they have proof of one of their claims. Contact your State Insurance Commissioner and file a complaint. Play now. This is just outrageous and showing these terrible games insurance companies play. Make sure you keep records and large try to do everything writing. Good luck with that, I hope it is well established and your claims are paid promptly.
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